Financing new furniture with consumer credit

Your furniture is old, tired, dated, impractical, more to your liking? They do not fit in your house? It is high time to change them. Aesthetic, practical, comfortable… so many criteria that will allow you to choose your new furniture.

Change your furniture

Change your furniture

Sofas, tables, chairs, chests of drawers, desks, beds… They compose our houses, accompany us in our daily life, assure us comfort and well-being, are practical and aesthetic. But, your chairs can be broken, your sofa or your chairs more up to date, your bed more comfortable, your library wobbly, your desk too small.

No doubt, it will be necessary to change your furniture so that they answer as well to your tastes, as to your needs and your way of life.

Choose your furniture

Choose your furniture

Start by identifying your needs. The first question to ask yourself is: what furniture should you change and why? For example, you may need a new couch, because the cushions of the old are in poor condition, its seat is too small now that the family has grown, its material or colors are no longer to your taste. The reasons for changing furniture are many, but to be able to choose new, you must of course identify the reason for this change to buy the furniture that suits you.

So, if you change your couch because it is no longer in good condition, you can simply resume the same model if you like it. On the other hand, if the problem is the size, the shape or the aspect, your choice will thus go towards another model bigger, or of another color.

Buy your furniture

Buy your furniture

Your criteria in mind, you can now go buy your new furniture. Do not forget to take the measures, so as not to invest in furniture that is not the right size. To find this furniture, consult the catalogs, go to the furniture stores, search the web. You can of course also opt for second hand furniture.

Finance your furniture

Finance your furniture

Do not buy on a whim. Make the location and once the furniture chosen, you can establish your budget by quantifying the expense of this purchase of furniture. You can then opt for financing, thanks to a project loan. Begin by simulating your online credit to opt for borrowing terms that match your financial situation and your repayment capabilities. Do not hesitate to get advice from one of the Cashimogu experts available by phone or agency.

Finance your terrace with the consumer credit

 

 

BEAUTIFUL TERRACE

Enjoy the best of your garden, be able to comfortably install tables and chairs, bring a touch in addition to your outside… So many good reasons, and much more, to create a terrace. A project that requires some work, here is the procedure to follow.

Your future terrace

Your future terrace

The amount of work and budget required for your terrace depends on your project. Start by defining it as precisely as possible. Only at first, by determining its shape, its location, its size, its materials… Then with a professional who will help you to refine your project according to its technical feasibility.

Works

Works

Depending on the type of terrace and the state of the land, the work will be more or less important. Thus, you can choose a tiled terrace, it will be necessary to overcome the ground, to pour a slab of concrete, so that the surface is regular while envisaging a slope for the run of the rains and finally to lay the tiling. On the other hand, with a wooden terrace, the work can be less complex, the slats being able to be put on a structure placed on stilts, avoiding the works of earthworks, and the waiting time of drying. Easier, but this type of terrace could be expensive depending on the species of wood chosen, especially since it is necessary to provide for the maintenance of the see every year. It is also possible to turn to stone or concrete. The choice of material depends not only on your desires, but also its resistance given the external conditions (weather, terrain…) and your budget.

The budget

The budget

This project works of course represents a certain budget. To know it, ask for a quote, which includes all the elements: materials, earthworks, labor, VAT (at 19.6% or 5.5% if the house was built there are more than two years)… Nothing should be left out. You will know exactly what you will spend to carry out your project. Then take stock of your financial possibilities, to assess your additional needs and therefore the loan work you need. A simulation will allow you to finalize all the details of your budget, and you will thus obtain a first answer in principle to your Cashimogu loan application.