Finance your terrace with the consumer credit

 

 

BEAUTIFUL TERRACE

Enjoy the best of your garden, be able to comfortably install tables and chairs, bring a touch in addition to your outside… So many good reasons, and much more, to create a terrace. A project that requires some work, here is the procedure to follow.

Your future terrace

Your future terrace

The amount of work and budget required for your terrace depends on your project. Start by defining it as precisely as possible. Only at first, by determining its shape, its location, its size, its materials… Then with a professional who will help you to refine your project according to its technical feasibility.

Works

Works

Depending on the type of terrace and the state of the land, the work will be more or less important. Thus, you can choose a tiled terrace, it will be necessary to overcome the ground, to pour a slab of concrete, so that the surface is regular while envisaging a slope for the run of the rains and finally to lay the tiling. On the other hand, with a wooden terrace, the work can be less complex, the slats being able to be put on a structure placed on stilts, avoiding the works of earthworks, and the waiting time of drying. Easier, but this type of terrace could be expensive depending on the species of wood chosen, especially since it is necessary to provide for the maintenance of the see every year. It is also possible to turn to stone or concrete. The choice of material depends not only on your desires, but also its resistance given the external conditions (weather, terrain…) and your budget.

The budget

The budget

This project works of course represents a certain budget. To know it, ask for a quote, which includes all the elements: materials, earthworks, labor, VAT (at 19.6% or 5.5% if the house was built there are more than two years)… Nothing should be left out. You will know exactly what you will spend to carry out your project. Then take stock of your financial possibilities, to assess your additional needs and therefore the loan work you need. A simulation will allow you to finalize all the details of your budget, and you will thus obtain a first answer in principle to your Cashimogu loan application.

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